Ogilvy saddle pad has Ogilvy's famous V-shape for perfect accommodation of your horse's withers and proper placement on the back. Material is friction-free, anti-fungal, anti-microbial, and moisture wicking. The amazing memory foam provides excellent shock absorption for the horse and rider. Pressure is evenly distributed, while any saddle gaps are filled to create a better fit. This close contact half pad is lined with fleece in the front, along the back sides (behind saddle flap), and along the back. The pad does not have fleece on the underside.